| Dear me 13:30 - Aug 10 with 24053 views | max936 |
230 More illegal immigrants to clothe and feed, no wonder the clueless Labour government want to put our taxes up,
https://www.bbc.co.uk/news/art |  | | |  |
| Dear me on 21:29 - Sep 23 with 449 views | Boundy |
| Dear me on 21:18 - Sep 23 by union_jack |
Anyone championing the cause gor a worse pension system whether that be scrapping the triple lock or moving to a means tested system should take a long hard look at themselves. When people reach that age having paid into a system then they should be given the best possible deal to see out their lives. This self-righteous attitude of some advocating these things are in another planet. Be careful what you wish for!!! |
In my experience its those who's future retirement plans are not dependant on their state pension which they would treat as pin money are the ones who dismiss the needs of those who aren't in that position. |  |
| "In a free society, the State is the servant of the people—not the master." |
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| Dear me on 21:37 - Sep 23 with 419 views | Gwyn737 |
| Dear me on 21:29 - Sep 23 by Boundy |
In my experience its those who's future retirement plans are not dependant on their state pension which they would treat as pin money are the ones who dismiss the needs of those who aren't in that position. |
Yet young people are told to roll their sleeves up (where lots of those manual jobs don’t exist any more), and stop buying things and save for their future.
Again, I have sympathy for those struggling on a state pension. Doesn’t change that pensioners as a group are the most well off in the country.
Why is is when we talk pensioners you default to those who has worked hard all their life and unfortunately still face poverty in their old age, but when it comes to young people you go for a work shy benefits scrounger? | | | |
| Dear me on 22:23 - Sep 23 with 373 views | JACKMANANDBOY |
| Dear me on 21:37 - Sep 23 by Gwyn737 |
Yet young people are told to roll their sleeves up (where lots of those manual jobs don’t exist any more), and stop buying things and save for their future.
Again, I have sympathy for those struggling on a state pension. Doesn’t change that pensioners as a group are the most well off in the country.
Why is is when we talk pensioners you default to those who has worked hard all their life and unfortunately still face poverty in their old age, but when it comes to young people you go for a work shy benefits scrounger? |
Probably because there is a narrative in some media outlets that all old people are rich bar stewards and that all young people are all hard done by.
Polarised arguments don't get us anywhere, neither our media or our politicians are invested in presenting us with a full set of facts.
When tte Government takes legal action to prevent data being released by one of its own agencies we are never going to have open debates that people trust.
https://londonlovesbusiness.co [Post edited 23 Sep 22:25]
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| Dear me on 01:52 - Sep 24 with 334 views | Robbie |
| Dear me on 15:41 - Sep 23 by Gwyn737 |
It's important we do.
The welfare bill is about £330 billion. Pensions acount for about half of that. I konw you don't like it put that way but it is a fact. I've never suggested it being taken away but it does need reform.
£4 billion out of £165 billion is more significant than it is out of £330 billion. |
So my paying NI and taxes over a working career , and still going strong luckily will support Universal Credit claiments who have had never worked , claim Mobility cars and just know how to milk the system .
If I run into tough times going forward and ask the DHSS for any help , I am sure the second word will end in off . | | | |
| Dear me on 07:37 - Sep 24 with 287 views | AnotherJohn |
| Dear me on 21:37 - Sep 23 by Gwyn737 |
Yet young people are told to roll their sleeves up (where lots of those manual jobs don’t exist any more), and stop buying things and save for their future.
Again, I have sympathy for those struggling on a state pension. Doesn’t change that pensioners as a group are the most well off in the country.
Why is is when we talk pensioners you default to those who has worked hard all their life and unfortunately still face poverty in their old age, but when it comes to young people you go for a work shy benefits scrounger? |
Pensioners "the most well off"?
ONS data shows that in terms of accumulated household wealth those in the 65-74 age band have the most. Individual (as opposed to household) wealth is highest for those aged 60-64.
However, in terms of current disposable household income it ts those aged 45-54 who have the most. | | | |
| Dear me on 08:59 - Sep 24 with 256 views | Whiterockin |
| Dear me on 07:37 - Sep 24 by AnotherJohn |
Pensioners "the most well off"?
ONS data shows that in terms of accumulated household wealth those in the 65-74 age band have the most. Individual (as opposed to household) wealth is highest for those aged 60-64.
However, in terms of current disposable household income it ts those aged 45-54 who have the most. |
"However, in terms of current disposable household income it ts those aged 45-54 who have the most."
Possibly they should have an extra tax on "disposable income" increase the VAT in this sector. The tax the rich to pay for benifits mantra. |  | | |
| Dear me on 09:28 - Sep 24 with 228 views | onehunglow |
| Dear me on 07:37 - Sep 24 by AnotherJohn |
Pensioners "the most well off"?
ONS data shows that in terms of accumulated household wealth those in the 65-74 age band have the most. Individual (as opposed to household) wealth is highest for those aged 60-64.
However, in terms of current disposable household income it ts those aged 45-54 who have the most. |
Well of course they are
These buggers don’t work and have put away money for fifty yrs
They can sell
Their houses to to pay for a care home
Innit
Better simply cull the feckets and give the money to those on benefits | |
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| Dear me on 09:46 - Sep 24 with 225 views | howenjack |
By the same token any normal person would expect pensioners to have some accumulated wealth . They have worked hard for 45 + years to get it and during that time would have paid an enormous amount of tax -income tax , capital gains perhaps , insurance tax , national insurance , vat on gas electric water petrol clothes food in restaurants on goods and services , business rates perhaps, council tax/poll tax, stamp duty and inheritance tax . Etc.
Sorry Gwyn I think you're barking up the wrong tree. [Post edited 24 Sep 9:48]
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| Dear me on 10:00 - Sep 24 with 211 views | union_jack |
| Dear me on 09:46 - Sep 24 by howenjack |
By the same token any normal person would expect pensioners to have some accumulated wealth . They have worked hard for 45 + years to get it and during that time would have paid an enormous amount of tax -income tax , capital gains perhaps , insurance tax , national insurance , vat on gas electric water petrol clothes food in restaurants on goods and services , business rates perhaps, council tax/poll tax, stamp duty and inheritance tax . Etc.
Sorry Gwyn I think you're barking up the wrong tree. [Post edited 24 Sep 9:48]
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The words ‘up the wrong tree’ are surplus to requirements in that final sentence! |  |
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| (No subject) (n/t) on 10:19 - Sep 24 with 196 views | onehunglow |
| Dear me on 07:37 - Sep 24 by AnotherJohn |
Pensioners "the most well off"?
ONS data shows that in terms of accumulated household wealth those in the 65-74 age band have the most. Individual (as opposed to household) wealth is highest for those aged 60-64.
However, in terms of current disposable household income it ts those aged 45-54 who have the most. |
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| Dear me on 10:39 - Sep 24 with 189 views | Whiterockin |
If the state pension became means tested, I can see people planning for retirement earlier and moving funds out of their name into the name of children ect. This would mean more pensioners could claim pension credit and have no assets for possible nursing home fees. Push too much and you will.get less and it will cost more. | | | |
| Dear me on 12:03 - Sep 24 with 155 views | Wingstandwood |
| Dear me on 10:39 - Sep 24 by Whiterockin |
If the state pension became means tested, I can see people planning for retirement earlier and moving funds out of their name into the name of children ect. This would mean more pensioners could claim pension credit and have no assets for possible nursing home fees. Push too much and you will.get less and it will cost more. |
The attitude that is likely to prevail is "I might as well p1ss all my money up against the wall".
From certain sections of society of type, that end up paying for care package costs, nursing home costs, provision for house adaptations and stuff out of own savings e.g. stairlifts etc out of their own pockets will stop being responsible.
A case of why should they bother when Mr and Mrs so and so a few streets away have blown all their money on expensive holidays, and are now being looked after by the state.
I know a family member of mine whom has taken the aforementioned attitude and has every intent on lavish spending outlays rather than be taxed, punished and pursued.
Same applies to taxation on middle class, some of whom will just "take their foot of the pedal" and become lesser productive, lesser ambitious and lesser motivated. |  |
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| Dear me on 12:09 - Sep 24 with 144 views | Gwyn737 |
| Dear me on 07:37 - Sep 24 by AnotherJohn |
Pensioners "the most well off"?
ONS data shows that in terms of accumulated household wealth those in the 65-74 age band have the most. Individual (as opposed to household) wealth is highest for those aged 60-64.
However, in terms of current disposable household income it ts those aged 45-54 who have the most. |
I dont think we can ignore housing.
This also from the ONS puts the difference in stark relief.
"Median household wealth was 33 times higher among households with a head aged 65 to 74 years, compared with households in which the head was aged 16 to 24 years. Median household wealth gradually increased with age, from £15,200 for households with a head aged 16 to 24 years, to a peak of £502,500 for households with a head aged 65 to 74 years. After state pension age, household wealth often starts to decline as pension wealth is used in retirement." [Post edited 24 Sep 12:09]
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| Dear me on 12:10 - Sep 24 with 140 views | Gwyn737 |
| Dear me on 21:29 - Sep 23 by Boundy |
In my experience its those who's future retirement plans are not dependant on their state pension which they would treat as pin money are the ones who dismiss the needs of those who aren't in that position. |
Maybe it shoild be means tested, then? | | | |
| Dear me on 12:12 - Sep 24 with 139 views | Gwyn737 |
| Dear me on 09:46 - Sep 24 by howenjack |
By the same token any normal person would expect pensioners to have some accumulated wealth . They have worked hard for 45 + years to get it and during that time would have paid an enormous amount of tax -income tax , capital gains perhaps , insurance tax , national insurance , vat on gas electric water petrol clothes food in restaurants on goods and services , business rates perhaps, council tax/poll tax, stamp duty and inheritance tax . Etc.
Sorry Gwyn I think you're barking up the wrong tree. [Post edited 24 Sep 9:48]
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All I'm really saying is the Triple Lock is unsutainable. | | | |
| Dear me on 12:19 - Sep 24 with 136 views | JACKMANANDBOY |
| Dear me on 12:12 - Sep 24 by Gwyn737 |
All I'm really saying is the Triple Lock is unsutainable. |
It may well be as is paying millions to sit on their arses all day. | |
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| Dear me on 12:19 - Sep 24 with 135 views | Whiterockin |
| Dear me on 12:09 - Sep 24 by Gwyn737 |
I dont think we can ignore housing.
This also from the ONS puts the difference in stark relief.
"Median household wealth was 33 times higher among households with a head aged 65 to 74 years, compared with households in which the head was aged 16 to 24 years. Median household wealth gradually increased with age, from £15,200 for households with a head aged 16 to 24 years, to a peak of £502,500 for households with a head aged 65 to 74 years. After state pension age, household wealth often starts to decline as pension wealth is used in retirement." [Post edited 24 Sep 12:09]
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Probably because a head of household in the 64-75 year bracket has children in the wealthy disposable income bracket of 45-54. | | | |
| Dear me on 12:31 - Sep 24 with 127 views | raynor94 |
| Dear me on 12:12 - Sep 24 by Gwyn737 |
All I'm really saying is the Triple Lock is unsutainable. |
So is PIP and Universal Credit at least the Tories are promising to clamp down on these why don't you go on about these claimants or are pensioners an easier target |  |
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| Dear me on 12:33 - Sep 24 with 126 views | raynor94 |
| Dear me on 12:10 - Sep 24 by Gwyn737 |
Maybe it shoild be means tested, then? |
How old are you Gwyn? | |
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| Dear me on 13:03 - Sep 24 with 108 views | Gwyn737 |
| Dear me on 12:31 - Sep 24 by raynor94 |
So is PIP and Universal Credit at least the Tories are promising to clamp down on these why don't you go on about these claimants or are pensioners an easier target |
Those should be targetted too.
We just need to look at the right people i.e. not the 30 odd % who are working but still need benefits. [Post edited 24 Sep 13:35]
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| Dear me on 13:03 - Sep 24 with 107 views | Gwyn737 |
| Dear me on 12:33 - Sep 24 by raynor94 |
How old are you Gwyn? |
48 | | | |
| Dear me on 13:05 - Sep 24 with 109 views | JACKMANANDBOY |
| Dear me on 12:09 - Sep 24 by Gwyn737 |
I dont think we can ignore housing.
This also from the ONS puts the difference in stark relief.
"Median household wealth was 33 times higher among households with a head aged 65 to 74 years, compared with households in which the head was aged 16 to 24 years. Median household wealth gradually increased with age, from £15,200 for households with a head aged 16 to 24 years, to a peak of £502,500 for households with a head aged 65 to 74 years. After state pension age, household wealth often starts to decline as pension wealth is used in retirement." [Post edited 24 Sep 12:09]
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When I was 24 I was renting a room with no savings, 30 years later I own a home
together with pension and cash savings.
I am infinitely richer than I was at 24.
My son is 28, he has a house with a mortgage, pension and cash savings albeit smaller in size than my own.
In 30 years time if he keeps working he will be in a similar position to me, probably better if he inherits anything.
The argument that older people tend to have more wealth misses the point.
The issue is that there are too many unemployed youngsters, this Government is not helping by taxing jobs etc. and the housing supply has been strangled by Governments of all types over the last 40 years. | |
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| Dear me on 13:07 - Sep 24 with 108 views | AnotherJohn |
| Dear me on 12:09 - Sep 24 by Gwyn737 |
I dont think we can ignore housing.
This also from the ONS puts the difference in stark relief.
"Median household wealth was 33 times higher among households with a head aged 65 to 74 years, compared with households in which the head was aged 16 to 24 years. Median household wealth gradually increased with age, from £15,200 for households with a head aged 16 to 24 years, to a peak of £502,500 for households with a head aged 65 to 74 years. After state pension age, household wealth often starts to decline as pension wealth is used in retirement." [Post edited 24 Sep 12:09]
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The point I was hinting at is that older people can be asset rich but relatively income poor. | | | |
| Dear me on 13:26 - Sep 24 with 94 views | raynor94 |
| Dear me on 13:03 - Sep 24 by Gwyn737 |
48 |
20 years to go or will you be able to retire early | |
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| Dear me on 13:33 - Sep 24 with 89 views | JACKMANANDBOY |
| Dear me on 13:03 - Sep 24 by Gwyn737 |
Those should be targetted too.
We just need to look at the right people i.e. not the 30 odd % who are working but still need benefits. [Post edited 24 Sep 13:35]
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Gordon Brown screwed up a number of things, his wreckless expansion of in work benefits was predictably pounced on by big business, pay people peanuts and let the state pick it up. It's still happening now. | |
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